By Krzysztof Gogol, Dawid Rymarczyk, and Igli Kristo Contrary to common belief, it is the largest borrowers in DeFi who are behind the most leveraged stablecoin positions. Yet, the liquidations almost never happen. Across Aave and Morpho, the largest holders of yield-bearing stablecoins (YBS) routinely operate at 5-8x leverage and,
A savings rate is easy to compare. Understanding what actually sits behind it is harder. Two products can show a similar APY while relying on completely different assets to generate it. One might depend heavily on crypto lending. Another might hold government debt, stablecoins, or institutional credit. Most use some
For any stablecoin savings product, one question matters as much as the yield: how easily can you get your funds back when you need them? It sounds straightforward. If a product is fully backed, the money should be there. But having enough assets and having enough assets available right now
Any wallet, neobank, exchange, or custodian offering a savings product will face the same questions: Where does the yield come from? How easy is it to access funds? And if something goes wrong, who takes the loss? These questions are important because when markets are stable, most yield products seem
Earn more from your stablecoins with a looped strategy. Now available directly in the Osero App. Today, we’re launching Yield+, a new high-yield option powered by a Gauntlet-curated vault and a looped sUSDS strategy. You can deposit USDC or USDT right in the Osero App and start earning higher
Borrowing-Side Analysis of the Steakhouse USDG Vault on Morpho Abstract. Robinhood Chain, and particularly the Steakhouse-curated Robinhood Morpho vault, has emerged as one of this year’s most notable DeFi launches. Within just one month, the vault reached $600M in TVL and originated $287M in loans, growing faster than comparable
Robinhood Earn represents the flagship example of offering the off-bank yield to mainstream retail. The platform promises a self-custodied 7% yield on Paxos-issued USDG directly within its app interface, and an insurance wrapper anchors the consumer proposition. Read the underwriting disclosures, however, and there is a bit of a surprise.
A record $875 billion in US Commercial Real Estate (CRE) debt is scheduled to mature in 2026, and banks hold the largest share: $396 billion, concentrated in the regional and community banks that are least able to absorb it. Mortgage Bankers Association (MBA) data confirms that this maturity wave forces
TL;DR: Yield Paid Out (YPO) measures the actual yield distributed to token holders over a given period. Unlike APY, which is a forward-looking rate, YPO is a realized figure. It counts only yield delivered in stablecoins or in-kind, excluding points, governance tokens, and manually claimable rewards. APY tells you
Osero Earn: Institutional-grade stablecoin savings, embedded in hours, not weeks. The problem with stablecoin yield Platforms that hold or route stablecoins on behalf of users e.g. wallets, neobanks, custodians, exchanges, have no easy way to put those balances to work. Offering yield means taking on asset management risk, building
Osero will operate within the Sky Ecosystem, managing a portion of the Sky Protocol's balance sheet and driving adoption of sUSDS, Sky Protocol's flagship yield-bearing stablecoin. Stablewatch, the stablecoin yield intelligence platform, announced the launch of Osero, a project it has been incubating over the past
The Sky Ecosystem has deployed over $11.5B billion across stablecoins in the peg stability module, short duration treasury bills, onchain crypto lending, OTC crypto lending and AAA corporate debt. To understand how Sky allocates capital at scale without concentrating decision-making, you need to understand the Agent Framework: the system